Basics on Renting a Vehicle

What is Rental Reimbursement

Rental Reimbursement is an optional coverage that helps pay your rental car costs while you car is being repaired.

You can generally keep the rental car until your damaged vehicle is back on the road or until your coverage limit runs out, whichever comes first. If your vehicle is a total loss, the amount of authorized rental time will be limited, so you should begin shopping for a replacement as soon as you learn your vehicle is a total loss.

What is covered?

Rental reimbursement coverage may be subject to a daily and per claim limit.

For example, if you have 20/30 ($600 max) limits, GCI will pay up to $20 per day for 30 days, but no more than $600 per claim for your rental vehicle.

What is not covered?

Rental Reimbursement does not cover the costs of gas, mileage or additional coverage, or any security deposit required by the rental company.

Most rental car providers will ask you to purchase additional insurance from them to cover the rental car. Keep in mind, if you have comprehensive and collision coverage on your GCI policy, they will usually transfer to your rental car while your vehicle's accident damage is being repaired. You should decide for yourself if you want to purchase insurance coverage from the rental provider.

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